Financing & Insurance
Oral and facial surgery is an important investment in your health and happiness. At Carolinas Center for Oral & Facial Surgery, we want to make sure nothing stands between you and the care you need. That’s why we provide transparent cost estimates, work closely with medical and dental insurers, and partner with trusted financing providers to give you options and peace of mind.
Whether you’re using insurance benefits or paying out of pocket for your treatments, we’ll help you find a solution so you can move forward confidently and get the exceptional care you deserve.
Before Treatment
Prior to your procedure, payment arrangements will be finalized and you’ll receive a detailed breakdown of the expected costs. Unless other arrangements have been made in advance, payment is due at the time of service.
Our team is here to support you with:
- Insurance verification and benefit breakdowns
- Insurance pre-authorizations and claim submissions
- Clear explanations of what your plan does and does not cover
- Financing options for out-of-pocket costs
After Treatment
Once your procedure is complete, our team will handle the insurance claim process for you. We submit all required documentation and communicate directly with your provider to help ensure timely processing.
If any balance remains after insurance has paid, we’ll review those details with you and explain all available payment options.
Should a refund be due based on final insurance payments, we’ll process it promptly and notify you right away.
Have a question about a bill or insurance payment? Our friendly billing team is easy to reach and always happy to help.
Financing That Fits Your Life
Everyone’s situation is a little different. Whether you plan to use insurance, pay out of pocket, or explore flexible financing, our team will walk you through your options and make sure your treatment fits comfortably within your budget and lifestyle.
Payment Methods We Accept
- Cash, personal check, or money order
- All major credit cards: Visa®, Mastercard®, Discover®, and American Express®
- HSA/FSA cards (for eligible procedures)
We partner with trusted healthcare financing companies that offer payment plans to make treatment more affordable and accessible.
Sunbit
Sunbit makes it easy to split your treatment costs into manageable, no-interest payments. Apply in office or online with no hard credit check to get started in minutes and pay over time with confidence.
CareCredit®
CareCredit is a trusted healthcare credit card that lets you pay for treatment over time with flexible monthly payments. Patients can apply online or in our office and often receive an instant approval decision.
Proceed Finance
Proceed Finance offers long-term, low-interest payment plans designed specifically for larger healthcare expenses. Patients can choose from affordable monthly options and receive fast, straightforward approvals.